CBZ Holdings

Loan Officer

Banking Jobs
Salary
Negotiable

Job Description

LOAN OFFICER X 2
LOCATION : BULAWAYO BRANCH
An exciting and challenging career opportunity for the position of Loan Officer has arisen within Red Sphere Finance, a Subsidiary of CBZ Holdings Ltd. If you would like to join us and be part of our dream to impact people’s lives, this is a career opening for you.

Duties and Responsibilities

The role – What we expect from you:
 Grow a quality and performing loan portfolio.
 Conduct credit assessments of loan applications submitted by clients, including conducting client interviews.
 Undertake loan credit scoring and ensure that all relevant documents are in place prior to loan disbursements.
 Conduct clients credit clearances.
 Conduct outreaches to promote uptake of the company’s products.
 Create client database and monitor products performance.
 Register stop orders for clients with approved direct deduction arrangements.
 Produce relevant reports to track product performance and to aid decision making.
 Monitor and ensure irregularity and default ratios are in line with the credit policy.

Qualifications and Experience

Qualifications, Skills and experience required:
 Bachelor’s Degree in Commercial studies or equivalent from a recognized institution
 Credit management certification an added advantage
 3 years’ experience in financial services environment
 Problem solving and analytical skills
 Technical knowledge and understanding of the micro-finance business.
 Credit appraisal skills
 Interpersonal and communication skills
 Willing to travel within the defined business area

How to Apply

If you meet the above criteria, you are the ideal person we are looking for. If you wish to be considered for this career opportunity email your detailed CV and proof of qualifications to: bankprof@africaonline.co.zw not later than Thursday, 22 April 2021.