Loan Accountant / Portfolio Accountant
Accounting & Finance Jobs
- Expires 24 May 2026
- Harare
- Full Time
Job Description
Reporting To: Chief Executive Officer (Functional & Administrative)
Location: Zimbabwe
Role Summary
The Loan Accountant / Portfolio Accountant will oversee loan accounting operations, portfolio monitoring, disbursement controls, reconciliations, compliance, and portfolio quality management.
Duties and Responsibilities
Key Responsibilities
Verify loan applications, KYC documentation, completeness, and creditworthiness.
Ensure loan disbursements comply with internal policies and regulatory requirements.
Monitor adherence to loan eligibility criteria and disbursement policies.
Track loan disbursements and repayments.
Ensure accurate data capture into the Loan Management System.
Calculate and record interest income and loan-related fees.
Reconcile loan portfolio reports and accounting records.
Coordinate with employer deduction platforms and stakeholders.
Monitor arrears and calculate loan loss provisions.
Prepare ageing reports and identify high-risk or non-performing loans.
Generate portfolio quality and recovery reports.
Process write-offs, reschedules, and interest reversals.
Maintain IFRS 9 compliant provisions.
Coordinate recovery efforts with debt collectors and legal service providers.
Maintain collateral registers and security documentation.
Conduct branch visits and performance reviews.
Facilitate staff training and onboarding.
Ensure compliance with AML/CFT requirements and RBZ reporting obligations.
Review and update credit policies and loan documentation.
Qualifications and Experience
Qualifications & Experience
Degree in Accounting, Finance, Banking, Risk Management, or related field.
Professional qualification such as ACCA, CIMA, CIS, or equivalent will be an added advantage.
Minimum of 4–6 years’ experience in loan accounting, portfolio management, or microfinance operations.
Strong understanding of lending operations, IFRS 9, and RBZ regulations.
Experience working with Loan Management Systems and accounting software.
Strong analytical, reporting, and reconciliation skills.
General Requirements for All Positions
Strong integrity and professionalism.
Excellent communication and interpersonal skills.
Ability to work under pressure and meet deadlines.
Strong analytical and problem-solving skills.
Computer literacy and proficiency in Microsoft Office applications.
Experience in the financial services or microfinance sector will be an added advantage.
How to Apply
How to Apply
Interested candidates should submit:
Application letter
Detailed CV
Certified copies of academic and professional qualifications
Applications should be sent to:
seniorplacementhr@gmail.com
NB: ALL APPLICATIONS TO BE SENT ON OR BEFORE 24 MAY 2026.
SPECIFY THE POSITION BEING APPLIED FOR IN THE SUBJECT HEADLINE.
