Job Description
An exciting opportunity for a CREDIT MANAGER has arisen within our Credit Department. The successful candidate shall be expected to manage the Microbank’s credit function. Qualified and experienced candidates are encouraged to apply
Duties and Responsibilities
- Formulate and implement the Credit Strategy.
- Champion the review of credit policies and procedures
- Communicate decisions of Board Credit Committee
- Oversees the preparation of the information pack of recommended credit proposals to EXCO and Board Credit Committee for consideration
- Visit borrowing clients for independent analysis and appreciation of risk issues
- Recommend profitable deal structures that minimize credit risk
- Reviews loan appraisal reports from Credit Officer
- Carry out Credit risk assessment
- Authourise /recommend loan disbursement
-Review loan portfolio quality and portfolio reports
-Review and submit statutory reports to the regulator timeously
Qualifications and Experience
Bachelor’s Degree in a relevant discipline such as Banking, Finance, Mathematics, Statistics, Economics, Accounting or similar qualification from a recognized institution.
Credit Management related professional certification is as added advantage
A master’s degree is an added advantage.
3 -5 years’ experience in Credit Management environment in a financial institution, 3 of which should be at Managerial level dealing with Credit Management.
Advanced and specialized training in credit management and statistical skills, credit risk modelling/analysis, data mining and financial analysis.
Strong knowledge of the legal and regulatory framework for banking sector
How to Apply
All applications addressed to hr@empowerbank.co.zw must be received no later than the 5th July 2025 clearly stating CREDIT MANAGER on the subject matter.
Certified copies of academic and professional qualifications must accompany all applications
